IDFC FIRST Bank is Hiring for Credit Manager Roles. Any Graduate Candidates can apply for the post.
IDFC FIRST Bank job Overview
- Company – IDFC FIRST Bank
- Role – Credit Manager
- Qualification – Any Graduate
- Location – Pan India
- Experience – 2+ years
JOB DESCRIPTION
The role bearer has the responsibility to coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles and Responsibilities:
- Preparation of Credit Proposal Note and Credit Recommendation.
- Managing and following up for credit & business commitments to ensure that they are consistent with the bank’s business needs and objectives.
- Determining the key credit risks and mitigating factors while evaluating the proposal.
- Conduct detailed analysis of existing business portfolio and recommend changes to contribute to development of business.
- Ensure implementation of the policies to ensure high quality of the retail portfolio.
- Employ tools such as automation and digitization to increase process efficiency.
- Ensure the successful adoption of internal compliances & regulatory framework across the business.
- Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation.
BASIC QUALIFICATIONS AND SKILLS
- Graduation: Any
- Post-graduation: Any
- Experience: 2+ years of relevant experience.
Apply link
For North Zone – CLICK HERE
For East Zone – CLICK HERE
For South Zone – CLICK HERE
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